Florida is one of the fastest growing states in the country. I recently read that 360,000 people moved to Florida last year. That is nearly a 1,000 per day! Last week I asked my staff at Pablo Beach Insurance Group(based out of Jacksonville, Florida) a question. How many people will be looking for “Homeowners Insurance in Florida for new homes” in 2017?

I personally have been in the Insurance industry for over 27 years with the main focus of our business concentrating on clients needing homeowners insurance in Florida. With that, we have become one of the most sought after property and casualty Independent Agencies aligning ourselves with the best of the best as far as the Homeowners Insurance companies we represent.

One size does not fit all when you are looking for homeowners insurance in Florida. Different areas of the state offer different challenges. We all have different tastes. Depending on the type of lifestyle you are looking for, Florida offers a wide variety of choices for where you want to live.

Consider some of these things when moving to Florida.

What are your hot buttons?

Tax Relief

One of the first thing is Florida has no state income tax. Compared to most states it is a generous tax code keeping hard earned dollars out of the government coffers. There are some other tax incentives you would want to check with a CPA or tax expert like Homestead Exemption Tax breaks, Inheritance Taxes and Estate taxes.


The Florida lifestyle most people are looking for is taking advantage the year around weather for example the average high temperature in Jacksonville Beach is 78 and the average low is 62. Compare that to Miami Beach H 81 and average low is 71.

Play Outside All Year Long

Outdoor activities like golf, biking, jogging, snorkeling, surfing, tennis, state parks, theme parks, boating or just beach going are the main attractions.


One of the most underrated qualities when moving from large metropolitan areas up north is the affordability of living in Florida. From housing, jobs, transportation it is a bargain. One thing though, you better hurry the secret is out. With about 1,000 per day crossing the state line things are changing fast.

The Best Homeowners Insurance in Florida

So, I go back to the question I asked the staff at Pablo Beach Insurance. How can we become the number one resource for Homeowners Insurance in Florida?

What we have done at Pablo Beach Insurance is make sure we have the best of the best of homeowners insurance in Florida as far as carriers go. We have over 20 carriers to choose from. We can insure a small ocean front condo as a secondary home, to a home in in a gated country club community, to a first-time home buyer, to a multimillion dollar home.

There has been a huge investment in infrastructure and prices are reasonable compared to some places in Florida. The whole city is “on fire”. National builders are popping up new home communities all over. Places of Jacksonville are being developed where you have never thought of.

One of the main attractions is the greater Jacksonville Beaches area. Jacksonville Beach, Neptune Beach, Atlantic Beach and Ponte Vedra Beach even St Augustine are exploding with growth. Recently we have had customers coming to us a leader in homeowners insurance in Florida for advice and home insurance in north Florida.

With so much information out there how are we effectively making sure people can find us and get the right advice? This is one of the biggest purchases you will ever make, yep, that is when you purchase a home. You want to make sure you are working with a reputable agency and that they have the insurance carriers that can be there when the wind blows. Remember, this is Florida.

Head to our site, or look us up on Facebook and check out or video series on #whiteboardwednesday or #fieldtripfriday

You will see why Pablo Beach Insurance Group is one of the premier Independent Insurance agencies to find your homeowners in Florida that is the best of the best.

Florida Insurance Experts

For over 12 years, PBIG has been helping Florida residents by getting them the right coverage at the right price. We are locally owned, have a casual approach, and deliver professional results. Click below to get a no-hassle, free quote from one of our experts.

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