{"id":1316,"date":"2019-09-18T17:54:09","date_gmt":"2019-09-18T17:54:09","guid":{"rendered":"https:\/\/pablobeach.shapiroinsurancegroup.com\/?p=1316"},"modified":"2019-09-18T17:54:09","modified_gmt":"2019-09-18T17:54:09","slug":"selecting-the-best-boat-insurance","status":"publish","type":"post","link":"https:\/\/pablobeach.shapiroinsurancegroup.com\/selecting-the-best-boat-insurance\/","title":{"rendered":"Selecting the Best Boat Insurance"},"content":{"rendered":"<p>Boat ownership comes with its share of responsibilities. Protecting your investment and the investment of others with boat insurance is part of this responsibility. Like car and auto coverage, boat insurance isn\u2019t \u201cone size fits all.\u201d You\u2019ll need to research your options, get referrals from other boaters or talk to knowledgeable insurance agents that offer marine coverage to find the\u00a0<a href=\"https:\/\/www.boatingmag.com\/how-to-get-best-boat-insurance-policy-0\/\" data-cke-saved-href=\"https:\/\/www.boatingmag.com\/how-to-get-best-boat-insurance-policy-0\/\">best boat insurance<\/a>\u00a0for you. By doing your homework, you\u2019ll make wise decisions concerning the Jacksonville boat insurance coverage you need.<\/p>\n<h2>Does Homeowners\u2019 Insurance Protect Your Boat?<\/h2>\n<p>If you own a canoe, kayak or other types of inexpensive boat, your <a href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/home-insurance\/\">home insurance<\/a> may suffice to protect your investment. By talking with your home insurance provider, you can get a better idea what kind of boat coverage you have under your home policy.<\/p>\n<p>For more costly boats such as yachts, jet boats, personal watercraft or large sailboats, you would do well to obtain a separate boat insurance policy.<\/p>\n<h2>What\u2019s Covered under a Boat Insurance Policy?<\/h2>\n<p>Your Jacksonville boat insurance coverage will vary depending on the policy you buy. A good policy should cover the cost of:<\/p>\n<ul>\n<li>Repairing or replacing your vessel if it\u2019s damaged or destroyed in a collision, by natural disaster, theft or vandalism<\/li>\n<li>Medical costs for injuries you or others sustain in an accident on the water<\/li>\n<li>Damage or loss of equipment that\u2019s permanently attached to your vessel such as an anchor or motor<\/li>\n<li>Liability claims for property damage or injuries in accidents you cause.<\/li>\n<\/ul>\n<p>You should never compromise on boat liability coverage. Accidents can happen at any time on the water, putting you at risk of a lawsuit or paying thousands of dollars\u2019 worth of damages out-of-pocket. Depending on your vessel and lifestyle, liability coverage of at least $500,000 can help protect your assets. Your Pablo Beach Insurance Group agent can help you determine adequate liability coverage for your lifestyle.<\/p>\n<h2>Types of Coverage<\/h2>\n<p>Your Jacksonville boat insurance coverage can be divided into two types: cash value coverage and agreed amount value coverage.<\/p>\n<p>With cash value coverage, you\u2019ll be reimbursed for the actual value of your vessel or equipment that\u2019s damaged or destroyed in a covered peril. If a tropical storm causes extensive damage to your boat and your insurer declares it a total loss, you\u2019ll receive reimbursement for the market value of your vessel, even if it\u2019s less than what you paid for it.<\/p>\n<p>With agreed amount value coverage, you and your insurance company will come to terms on the value of your vessel before you purchase the policy, which is generally the cost of replacing your vessel in the event of total loss. This coverage costs more up front, but pays off by reimbursing you the full amount of replacing your vessel without subtracting for depreciation.<\/p>\n<p>For the <strong><a href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/boat-insurance\/\">best boat insurance coverage<\/a><\/strong> for you, contact your Pablo Beach Insurance Group agent today.<\/p>\n<hr \/>\n<h2><strong>Florida Insurance Experts<\/strong><\/h2>\n<p>For almost 15 years, PBIG has been helping Florida residents\u00a0by getting them the right coverage at the right price. We are locally owned, have a casual approach, and deliver professional results.\u00a0<a href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/get-a-quote\/\"><strong>Click below\u00a0<\/strong><\/a>to get a no-hassle, free quote from one of our experts.<\/p>\n<p><a href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/get-a-quote\/\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-1063\" src=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/wp-content\/uploads\/2018\/11\/Masters-Tournament-1-e1542210532118.png\" alt=\"Jacksonville Home Insurance Quote\" width=\"800\" height=\"450\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Boat ownership comes with its share of responsibilities. Protecting your investment and the investment of others with boat insurance is part of this responsibility. Like car and auto coverage, boat insurance isn\u2019t \u201cone size fits all.\u201d You\u2019ll need to research your options, get referrals from other boaters or talk to knowledgeable insurance agents that offer [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":937,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[25],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Selecting the Best Boat Insurance - Pablo Beach Insurance Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/selecting-the-best-boat-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Selecting the Best Boat Insurance - Pablo Beach Insurance Group\" \/>\n<meta property=\"og:description\" content=\"Boat ownership comes with its share of responsibilities. Protecting your investment and the investment of others with boat insurance is part of this responsibility. Like car and auto coverage, boat insurance isn\u2019t \u201cone size fits all.\u201d You\u2019ll need to research your options, get referrals from other boaters or talk to knowledgeable insurance agents that offer [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/selecting-the-best-boat-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Pablo Beach Insurance Group\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PabloBeachInsuranceGroup\" \/>\n<meta property=\"article:published_time\" content=\"2019-09-18T17:54:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/wp-content\/uploads\/2016\/11\/StockSnap_6DW9PO4EOM.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"3659\" \/>\n\t<meta property=\"og:image:height\" content=\"2058\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Gilberto Rodriguez\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Gilberto Rodriguez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/selecting-the-best-boat-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/selecting-the-best-boat-insurance\/\"},\"author\":{\"name\":\"Gilberto Rodriguez\",\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/#\/schema\/person\/74ca87cefc774f198fcc73c5adeb3ff9\"},\"headline\":\"Selecting the Best Boat Insurance\",\"datePublished\":\"2019-09-18T17:54:09+00:00\",\"dateModified\":\"2019-09-18T17:54:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/selecting-the-best-boat-insurance\/\"},\"wordCount\":536,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/#organization\"},\"articleSection\":[\"Boat Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/pablobeach.shapiroinsurancegroup.com\/selecting-the-best-boat-insurance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/selecting-the-best-boat-insurance\/\",\"url\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/selecting-the-best-boat-insurance\/\",\"name\":\"Selecting the Best Boat Insurance - 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