{"id":1737,"date":"2022-03-07T15:53:28","date_gmt":"2022-03-07T15:53:28","guid":{"rendered":"https:\/\/pablobeach.shapiroinsurancegroup.com\/?p=1737"},"modified":"2022-03-07T15:53:28","modified_gmt":"2022-03-07T15:53:28","slug":"special-enrollment-period-sep-for-medicare","status":"publish","type":"post","link":"https:\/\/pablobeach.shapiroinsurancegroup.com\/special-enrollment-period-sep-for-medicare\/","title":{"rendered":"Special Enrollment Period (SEP) for Medicare"},"content":{"rendered":"

Medicare offers Special Enrollment Periods (SEPs) for people who suddenly find themselves in certain circumstances that may affect their previous insurance coverage. You must understand what SEPs<\/a> are and how you qualify for them to ensure that you have the correct coverage that you need for both you and your family.<\/p>\n

What Is a SEP?<\/strong><\/h2>\n

A SEP is a designated period of time in which you can make changes to your Medicare Advantage Plan and or Medicare Prescription Drug Plan. SEPs are granted with certain life events; if you qualify for one, you are given the opportunity to either change your current coverage or switch to a different Medicare plan that better suits you and your family\u2019s needs. If you miss the Open Enrollment Period for health insurance, qualifying for a SEP is the only other way to enroll in a new plan or change your current plan during the year. As long as you submit an enrollment request or application within the designated period that your SEP gives and you are approved, your new health insurance coverage will begin shortly after. The exact length of time before your coverage begins again will depend on the situation.<\/p>\n

How Do You Qualify for a SEP?<\/strong><\/h2>\n

A Special Enrollment Period (SEP) for Medicare only occurs under certain circumstances, such as changes to your housing, family, or insurance. Below are some of the most common situations that qualify people for a SEP.<\/p>\n

Housing Circumstances<\/strong><\/h3>\n