{"id":681,"date":"2016-06-20T08:11:11","date_gmt":"2016-06-20T08:11:11","guid":{"rendered":"https:\/\/pablobeach.shapiroinsurancegroup.com\/?p=681"},"modified":"2018-02-13T20:42:08","modified_gmt":"2018-02-13T20:42:08","slug":"5-things-need-know-flood-insurance","status":"publish","type":"post","link":"https:\/\/pablobeach.shapiroinsurancegroup.com\/5-things-need-know-flood-insurance\/","title":{"rendered":"5 Things You Need to Know About Flood Insurance"},"content":{"rendered":"<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/wp-content\/uploads\/2016\/06\/It_OnlyTakesOne.jpg\" width=\"711\" height=\"372\" \/><\/p>\n<p>All the experts and technology in the world still cannot predict or protect us in certain situations. Living in Florida, we certainly know about severe weather, major storms, and the damage they can bring us. Purchasing insurance definitely gives you peace of mind, but did you know that your\u00a0<strong><a href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/get-a-quote\/\" target=\"_blank\" rel=\"noopener\">homeowners insurance most likely does not cover flood<\/a><\/strong>!?!\u00a0Over three-quarters of flood losses are in areas where mortgage companies do not require you to have Flood Insurance. That is a scary stat.<\/p>\n<p>Did you also know that not all flood claims are created equal? Water damage is based on the source of the water if it damages your home. What happens if your pipes burst or there is water damage from an exploding toilet? Your homeowner\u2019s insurance policy kicks in and covers that since water damage from that source isn\u2019t included in most flood insurance packages.<\/p>\n<p>A lot to consider, right?<\/p>\n<h2>Here are 5 Things You Need to Know About Flood Insurance<\/h2>\n<ol>\n<li>There is a 30-day wait for\u00a0<strong><a href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/get-a-quote\/\" target=\"_blank\" rel=\"noopener\">flood insurance<\/a><\/strong>.<\/li>\n<li>Floods can happen anywhere.<\/li>\n<li>Traditional Homeowners and business owners insurance do not cover flood damage.<\/li>\n<li>All 50 states have experienced flooding or flash flooding in the last 5 years.<\/li>\n<li>Just two inches of water can cause in excess of $20,000 in flood damages.<\/li>\n<\/ol>\n<h2><span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\">National vs Private Flood Insurance Programs<\/span><\/h2>\n<p>A small number of insurance companies have recently announced standalone\u00a0<strong><a href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/get-a-quote\/\" target=\"_blank\" rel=\"noopener\">flood insurance polici<\/a>es<\/strong>. Before this announcement most homeowners in Florida only had the choice of buying flood insurance from the National Flood Insurance Program. \u00a0The NFIP policy has several limitations that homeowners should be\u00a0aware of.<\/p>\n<h2>Don&#8217;t Wait Until It&#8217;s Too Late<\/h2>\n<p><strong><a href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/get-a-quote\/\" target=\"_blank\" rel=\"noopener\">Contact us<\/a><\/strong>\u00a0to learn more about proactive flood damage protection, the national vs. private flood insurance programs, or to receive a no hassle quote.<\/p>\n<p><span id=\"hs-cta-wrapper-d71bdf1b-08f7-42f4-a037-942300854259\" class=\"hs-cta-wrapper\"><span id=\"hs-cta-d71bdf1b-08f7-42f4-a037-942300854259\" class=\"hs-cta-node hs-cta-d71bdf1b-08f7-42f4-a037-942300854259\"><a href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/get-a-quote\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" id=\"hs-cta-img-d71bdf1b-08f7-42f4-a037-942300854259\" class=\"hs-cta-img\" src=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/wp-content\/uploads\/2016\/06\/d71bdf1b-08f7-42f4-a037-942300854259.png\" alt=\"Request a Flood Insurance Quote\" \/><\/a><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>All the experts and technology in the world still cannot predict or protect us in certain situations. Living in Florida, we certainly know about severe weather, major storms, and the damage they can bring us. Purchasing insurance definitely gives you peace of mind, but did you know that your\u00a0homeowners insurance most likely does not cover [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":682,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[9,8,10],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Things You Need to Know About Flood Insurance - Pablo Beach Insurance Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/5-things-need-know-flood-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Things You Need to Know About Flood Insurance - Pablo Beach Insurance Group\" \/>\n<meta property=\"og:description\" content=\"All the experts and technology in the world still cannot predict or protect us in certain situations. Living in Florida, we certainly know about severe weather, major storms, and the damage they can bring us. Purchasing insurance definitely gives you peace of mind, but did you know that your\u00a0homeowners insurance most likely does not cover [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/5-things-need-know-flood-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Pablo Beach Insurance Group\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PabloBeachInsuranceGroup\" \/>\n<meta property=\"article:published_time\" content=\"2016-06-20T08:11:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-02-13T20:42:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/wp-content\/uploads\/2016\/06\/It_OnlyTakesOne.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Gilberto Rodriguez\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Gilberto Rodriguez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/5-things-need-know-flood-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/5-things-need-know-flood-insurance\/\"},\"author\":{\"name\":\"Gilberto Rodriguez\",\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/#\/schema\/person\/74ca87cefc774f198fcc73c5adeb3ff9\"},\"headline\":\"5 Things You Need to Know About Flood Insurance\",\"datePublished\":\"2016-06-20T08:11:11+00:00\",\"dateModified\":\"2018-02-13T20:42:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/5-things-need-know-flood-insurance\/\"},\"wordCount\":300,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/#organization\"},\"articleSection\":[\"Flood Insurance\",\"Florida Insurance\",\"Hurricanes\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/pablobeach.shapiroinsurancegroup.com\/5-things-need-know-flood-insurance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/5-things-need-know-flood-insurance\/\",\"url\":\"https:\/\/pablobeach.shapiroinsurancegroup.com\/5-things-need-know-flood-insurance\/\",\"name\":\"5 Things You Need to Know About Flood Insurance - 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