{"id":726,"date":"2017-06-26T12:43:01","date_gmt":"2017-06-26T12:43:01","guid":{"rendered":"https:\/\/pablobeach.shapiroinsurancegroup.com\/?p=726"},"modified":"2021-02-25T20:42:35","modified_gmt":"2021-02-25T20:42:35","slug":"home-security-systems-really-pay","status":"publish","type":"post","link":"https:\/\/pablobeach.shapiroinsurancegroup.com\/home-security-systems-really-pay\/","title":{"rendered":"Do Home Security Systems Really Pay for Themselves?"},"content":{"rendered":"

Does adding a home security system lower my insurance by 25%?<\/em><\/h3>\n

If you want to head straight to the punchline, the answer is a resounding no<\/strong>.<\/p>\n

Unfortunately, this is what the security companies are selling. I had a customer call me this week and say “I just added my home security system and want the 25% discount”.<\/p>\n

To which I replied, “Wow, is that what they told you to get the sale?”<\/p>\n

He said “yes”.<\/p>\n

So I asked him to have the security company send us an alarm certificate. The alarm was a central station monitored alarm with fire and burglary. That is a very good system and will have a “large” discount.<\/p>\n

The premium went from $1,009 per year to $968.\u00a0It was a 4% discount which is pretty normal<\/strong>\u00a0especially for a full fire\/burglary central station system being monitored by a security company. My client was shocked based on what the salesperson told them, versus the reality.<\/p>\n

Please do not fall in the trap of thinking you will get some huge discount on your\u00a0homeowners policy<\/a><\/strong>\u00a0if you buy a home security system.<\/p>\n

Here are a few things to look at when you are considering buying a security system.<\/strong><\/h2>\n
    \n
  1. As always, talk to your insurance agent<\/li>\n
  2. Make sure you shop around, and consult your insurance agent<\/a><\/strong> before buying a system so you are not tricked into thinking that the system will pay for itself.<\/li>\n
  3. There are a ton of different systems out there and options that will fit your needs. Do not depend on the discount on your\u00a0homeowners insurance policy<\/a><\/strong>\u00a0when purchasing a security system.<\/li>\n<\/ol>\n
    \n

    Florida\u00a0Insurance Experts<\/h2>\n

    Since 2005, PBIG has been helping Florida residents by getting them the right coverage at the right price. We are locally owned, have a casual approach, and deliver professional results. Click below<\/strong>\u00a0<\/a>to get a no-hassle, free quote from one of our experts.<\/p>\n

    \"Request<\/a><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

    Does adding a home security system lower my insurance by 25%? If you want to head straight to the punchline, the answer is a resounding no. Unfortunately, this is what the security companies are selling. I had a customer call me this week and say “I just added my home security system and want the […]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[7],"tags":[],"yoast_head":"\nDo Home Security Systems Really Pay for Themselves? - Pablo Beach Insurance Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pablobeach.shapiroinsurancegroup.com\/home-security-systems-really-pay\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do Home Security Systems Really Pay for Themselves? - Pablo Beach Insurance Group\" \/>\n<meta property=\"og:description\" content=\"Does adding a home security system lower my insurance by 25%? 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