{"id":771,"date":"2015-10-17T10:23:14","date_gmt":"2015-10-17T10:23:14","guid":{"rendered":"https:\/\/pablobeach.shapiroinsurancegroup.com\/?p=771"},"modified":"2020-09-09T15:52:23","modified_gmt":"2020-09-09T15:52:23","slug":"home-inventory-documenting-personal-property","status":"publish","type":"post","link":"https:\/\/pablobeach.shapiroinsurancegroup.com\/home-inventory-documenting-personal-property\/","title":{"rendered":"Home Inventory: Documenting Your Personal Property"},"content":{"rendered":"
Take time to do a home inventory of all of your personal property now, rather than later. A home inventory is a comprehensive report detailing your personal property with descriptions and photos. Not only will it give you a good chance to clean out some clutter but it is considered a key component to settling and documenting insurance claims in case of emergencies where loss is incurred. This ultimately saves you a ton of hassle in that instance and is valuable for estate and financial planning.<\/p>\n
Can you provide a detailed list of everything you own, when you purchased those items, the cost, make, model, and serial numbers? If not, a home inventory helps ensure you are sufficiently prepared to deal with potential losses and that your\u00a0insurance covers you appropriately<\/a><\/strong>. In order to file an insurance claim for lost, damaged, stolen, or destroyed items, a detailed list of those items is required for a smooth and maximized reimbursement. Remember that documented proof of ownership to receive a settlement is the responsibility of the policyholder.<\/p>\n By completing a comprehensive home inventory you ensure you:<\/p>\n Include the following information on your home inventory report:<\/p>\n It also requires the proper equipment (scanner, camcorder, and camera) and software to create a detailed and comprehensive inventory that will be accepted by the insurance company. So how do you compile your home inventory?<\/p>\n While you can create your own home inventory, it is often put off or partially completed since it requires a substantial investment in time. Therefore, you can save time and energy by hiring a reputable company to compile a home inventory for you. Inventory specialists have the proper equipment and documenting know-how to make sure you get the most out of an inventory and provide you with:<\/p>\n Some things to make sure your inventory specialist offers when hiring one:<\/p>\n A home inventory also acts as a valuable resource and supplement for wills, trusts, or other legal documents:<\/p>\n Once the inventory is completed, ensure you store the information in a safe location away from your home. Safety deposit boxes on a printed report, CD, or data storage device, with your insurance agent or lawyer, or uploaded with a secure data backup provider are all great places to ensure your data is protected once the inventory is complete.<\/p>\n If you would like to discuss this post, or if you are looking for\u00a0homeowners insurance<\/a><\/strong>\u00a0feel free to call us at 904-224-7000.<\/p>\n Since 2005, PBIG has been helping Florida residents by getting them the right coverage at the right price. We are locally owned, have a casual approach, and deliver professional results. Click below<\/strong>\u00a0<\/a>to get a no-hassle, free quote from one of our experts.<\/p>\nHome Inventory Benefits<\/strong><\/h2>\n
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The Information to Include on an Inventory Report<\/strong><\/h2>\n
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Compiling Your Home Inventory<\/strong><\/h2>\n
Hire an Inventory Specialist<\/strong><\/h2>\n
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Choosing an Inventory Specialist<\/strong><\/h2>\n
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Home Inventory in Estate and Financial Planning<\/strong><\/h2>\n
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Lastly, Keep Your Home Inventory Secure<\/strong><\/h2>\n
More…<\/strong><\/h2>\n
\nFlorida\u00a0Insurance Experts<\/strong><\/h2>\n