{"id":824,"date":"2017-10-11T12:45:39","date_gmt":"2017-10-11T12:45:39","guid":{"rendered":"https:\/\/pablobeach.shapiroinsurancegroup.com\/?p=824"},"modified":"2022-01-12T21:22:05","modified_gmt":"2022-01-12T21:22:05","slug":"important-renters-flood-insurance","status":"publish","type":"post","link":"https:\/\/pablobeach.shapiroinsurancegroup.com\/important-renters-flood-insurance\/","title":{"rendered":"It Is Important for Renters to Have Flood Insurance Too"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]If there is one thing that people living in Florida, Texas, and Louisiana have learned by now, Mother Nature can be unrelenting.\u00a0 Storms bring wind, rain, and all too often,\u00a0flooding<\/a><\/strong>.\u00a0 Although renters might have plenty of protection for the things in their rental home, some don\u2019t consider flood insurance, even though if you live in a floodplain, most experts strongly recommend this coverage.\u00a0 \u201cRegular\u201d renter\u2019s insurance rarely covers items that have been damaged in a flood. Extra protection is needed for your things.<\/p>\n

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Forbes magazine found that only 2% of all renters living in flood planes have flood insurance, while about 20% of homeowners have the protection.\u00a0<\/strong><\/h2>\n<\/blockquote>\n

Flood waters don\u2019t care whether you own your home or rent, if you live in an area that is considered to be in a floodplain, even if you rent, you should consider\u00a0renters flood insurance to protect your belongings<\/a><\/strong>\u00a0and to keep from having to replace damaged goods from your own pocket.<\/p>\n

Floodplains<\/h2>\n

Residents in floodplains need to have insurance to protect their important and valuable items from rivers, oceans, or other bodies of water that often overflow banks and flood homes as a result of the rain associated with hurricanes and other tropical disturbances.\u00a0 The alternative to flood insurance is to pay for replacement appliances and furniture damaged by floods out of your own pocket.<\/p>\n

Owners with Florida flood renters insurance will find that it is less expensive for renters to have a\u00a0flood insurance policy<\/a>\u00a0with this kind of protection than it costs homeowners. If you already have traditional renter\u2019s insurance it probably will not cover flooding from external water sources.<\/p>\n

What is covered<\/h2>\n

Florida Flood Renters Insurance pays for:<\/p>\n